Table

	Chattel Mortgage with Audi Choice (Guaranteed Future Value)	Chattel Mortgage	SME Operating Lease	Finance Lease
Ideal Customer	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Those who want to own the vehicle and claim GST up front	Chattel Mortgage Those who want to own the vehicle and claim GST up front	SME Operating Lease Small to medium enterprises (SME) and trade people who do not wish to own the vehicle but want to claim GST on each payment, and inclusion of operating costs in the payments	Finance Lease Those who do not wish to own the vehicle but want to claim GST on each payment
Min/max contract term	Chattel Mortgage with Audi Choice (Guaranteed Future Value) 12-60 months	Chattel Mortgage 12-60 months	SME Operating Lease 12-60 months	Finance Lease 12-60 months
Payment Frequency	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Monthly, Fortnightly or Weekly	Chattel Mortgage Monthly, Fortnightly or Weekly	SME Operating Lease Monthly, Fortnightly or Weekly	Finance Lease Monthly, Fortnightly or Weekly
Deposit	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Optional	Chattel Mortgage Optional	SME Operating Lease Not required	Finance Lease Not required
Fixed Interest type	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Yes	Chattel Mortgage Yes	SME Operating Lease Yes	Finance Lease Yes
Fixed repayment amounts	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Yes	Chattel Mortgage Yes	SME Operating Lease Yes	Finance Lease Yes
No account keeping fees	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Yes	Chattel Mortgage Yes	SME Operating Lease Yes	Finance Lease Yes
Residual/ballon	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Payment schedule will include a balloon payment	Chattel Mortgage A balloon is optional	SME Operating Lease Customer returns the vehicle at the end of the lease	Finance Lease As per ATO guidelines a balloon payment is mandatory for the customer
Payment options	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Direct Debit, BPAY	Chattel Mortgage Direct Debit, BPAY	SME Operating Lease Direct Debit, BPAY	Finance Lease Direct Debit, BPAY
Early Termination	Chattel Mortgage with Audi Choice (Guaranteed Future Value) Allowed but fees apply for early termination	Chattel Mortgage Allowed but fees apply for early termination	SME Operating Lease Allowed but fees apply for early termination	Finance Lease Allowed but fees apply for early termination