Personal Finance

Just as there’s an Audi to match every lifestyle, our range of financing options are built to accommodate your needs. Whether you’d prefer to buy your Audi outright through a Consumer Loan or include repayments into your salary package with a Novated Lease, our team will find a finance model that complements your life.

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Consumer Loan

With 100% finance for approved customers, there’s nothing to pay upfront. You can personalise your Loan by choosing the term or paying a deposit and tailoring your repayments to suit your needs. A competitive fixed interest rate means you can budget with confidence. And when the last payment is made, your new Audi is completely yours.

Audi Choice^

Who says progress only belongs on the road? Audi Choice^ Guaranteed Future Value is an advanced finance program that allows you to guarantee the minimum future value^ of your Audi at the time of purchase, giving you peace of mind knowing the value of your vehicle is secured. You can choose the deposit and contract term that best suits you. The interest rate is fixed for the life of your loan and there are no account keeping fees. Not only is it a more progressive way to get into an Audi sooner, Audi Choice lets you enjoy added flexibility and confidence on the road ahead.

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Salary Packaging – Novated Lease

Hit the road in your dream Audi sooner with salary packaging. Novated Leases are an agreement between you, your employer and Audi Financial Services that let’s you make repayments from your pre and post-tax income for an agreed length of time. And when the final payment has been made, you’ll own your Audi. Novated Leases could also save you thousands in tax compared to the cost of buying a vehicle with your take home pay.

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Use our easy-to-use calculator to calculate how much your repayments are, and even get pre-approved with no commitment. 

1. Choose and build your dream Audi
2. Click to apply for finance and tailor your loan to suit your lifestyle
3. Submit your application and your chosen dealer will be in touch

View Target Market Determinations for our Financial Products and our Consumer Loan. Learn more about who this product is suitable for (target market), and any conditions around how the product can be distributed to customers.

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Target Market Determinations for Financial Products

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Consumer Loan Target Market Determinations

<p class="Body"><span lang="EN-AU" style="mso-bidi-font-size: 10.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman';">^For approved applicants of Audi Financial Services (AFS) ABN 20 097 071 460, Australian Credit Licence 389344. Audi Choice consists of an option to return the vehicle to AFS at the end of the term and require AFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by AFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to AFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new, demonstrator and pre-owned vehicles. Contact your nearest Audi dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.</span></p><p class="Body"><span lang="EN-AU" style="mso-bidi-font-size: 10.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman';">&nbsp;</span></p><p>&nbsp;</p>

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